Français
Pour l'édition française 
English without frames  Deutsch
Für die deutsche Ausgabe 
L'italiano
Per l'edizione italiana 
Portugese
Para a Edição de Portugese 
Español
Para la edición española 
 
If you like Schmoozy music then tune into Martini in The Morning by clicking below. They even mention us!
martini in the morning
The Informed Investor
website: www.ukinformedinvestor.co.uk 
wapsite: http:www.wapdrive.com/drummondco/ 
e-mail:info@informedinvestor.co.uk
Welcome to The Informed Investor.  Press Control+B to Bookmark this site for later reference.
The Bordeaux Managed
Wine Investment Plan

WorldSIM.com: Recieve international calls for free in over 150+ countries. Reduce bills by 95 percent.Founding Officesinformed investor
The Informed Investor began publishing from offices at 13 Nottingham Place, London, W1 ( See Picture Left) in 1972. It started as a printed publication for Drummond & Co offering Investments and Insurance. Long before today's regime in regards commissions Drummond & Co pioneered discount  selling of  Linked Insurance and Unit trusts- splitting the commissions with the purchaser. Many in the Industry condemned this and many leasing Insurance Groups refused to take their business. Most of those companies have gone out of business today & Drummond & Co are recognised as the Company that led the way. Today 40 years later Drummond & Co still lead the firld in Financial Innovations and have advised both the public and professionals.
As Financial Commentators the Informed Investor have, over the years, Informed Investors about dangerous offers and Financial mis-doings sometimes years before the scandals broke.
 


email


Informed Investor  Golden Services
USA Peoples Search
USA Business Search
U S A Yellow Pages
People Search
Search
Register or 
Sign in
Chat & Dating
USA Business
Search
USA Yellow
Pages
Vinny Merchandise
The Safe and Proven Tax Free Investment
for the Discerning Investor
Index - Click on to sections listed in table below or read through
The Bordeaux Wine Investment Plan
U.K.Law and Taxation
Application Form
Become a Seller of The Bordeaux Managed Investment Plan
Wineline- Buy & sell wines on-line
Main Wine Index - Click on to the subject you require
Auction Prices
Chateaux Haut-Brion
Chateaux Lafite Rothschild
Chateau Latour
Chateau Mouton Rothschild
Language of the Labels
News From Bordeaux
Chateaux Margaux
The Grapevine Scheme

THE BEST INVESTMENT 1975 - 2011 VINTAGE CLARET

Comparison chart showing clarets outperforming

The facts speak for themselves!

The release price of a case of Chateau Lafite 1982 was £300...now trading in excess of £27,500!

Historical Performance of Fine Wines

FACT: From 1950-1985 the Vintage Claret Index average annual compound return of 15.2% *
FACT: From 1983-2002 the Fine Wine Index average annual compound growth of 12.3% **
FACT: From 2003-07 the Liv-ex 100 Index annual average compound growth rate was 15.3% ***

Source:
* "The Successful Investor". 1988 (Robin Duthy)
** "Wine Investment for Portfolio Diversification". 2005 (Manesh Kumar)
*** Liv-ex.com

The Liv-ex Fine Wine 100 Index

The Liv-ex Fine Wine 100 Index


Declared the "fine wine industry's leading benchmark" by Reuters, the Liv-ex Fine Wine 100 Index represents the price movement of 100 of the most sought-after fine wines for which there is a strong secondary market. The index is calculated monthly.

CHATEAU

VINTAGE

JUNE 2002

JUNE 2005

JUNE 2009

% GAIN

LAFITE

1996

£2,100.00

£2,650.00

£6,700.00

220%

LATOUR

1996

£1,700.00

£1,850.00

£5,700.00

235%

PETRUS

2000

£8,850.00

£12,500.00

£31,000.00

250%

MARGAUX

1990

£3,575.00

£4,475.00

£8,100.00

127%

HAUT BRION

1989

£3,100.00

£3,800.00

£9,675.00

210%

CHEVAL BLANC

1990

£4,000.00

£5,150.00

£9,200.00

130%

MOUTON

1986

£2,500.00

£3,175.00

£5,800.00

134%

THE INVESTOR’S PROBLEM
If you have been relying on the building society or bank to give you a steady return on your savings, you will by now have realized that the return has declined of late.

Security of capital on fixed returns is in fact a misnomer, since over the medium to long term the value of your capital will diminish in  real terms.

So now is the time to consider an alternative form of investment or watch your income diminish and your capital reduce in real terms.

OTHER FORMS OF INVESTMENT

You do not want to take unnecessary risks. So an alternative would have had to show a past history of security, and a consistent return on one’s savings. Over the period between 1975 and 2008 a survey carried out by Robin Duthy ,the author of ‘‘The Successful Investor’’ showedsome startling results on returns for various types of investment as shown in the charts

WHY INVEST IN WINE

The world's drinking habits do not change markedly from day to day. There are trends, mainly depending upon the world economy, and as the world grows richer the demand for the very best wines has become greater.

Historically the very top wines have consistently appreciated in value.In the early years of a wine ( say eight years) it's value rises asan investment.

However once the wine has reached it's prime drinking time the amount available of that vintage will diminish and the price will rise because of the rarity value. Records on the prices achieved by the finest wines go back at least 240 years, and in some cases many hundreds of years more.

Those prices have shown a regular steady growth, and as you will see from the tables on this folder £10,000 invested in Vintage clarets has risen to £386,940 over the past 33 years.  The fluctuations do happen, but not with the same regularity as, say, equities..

WHY INVEST IN BORDEAUX VINTAGE CLARET ?

In 1855 the famous classifications of the Medoc Chateaux were introduced.

These classifications were based on the prices fetched over the previous 100 years. These classifications still stand today and the wine from the premier Chateaux in the Bordeaux region are the most sought after in the world.

The quantity of wine each of these Chateaux can produce is strictly controlled, limiting supplies to the market. A further limitation is the quality of the crop which is very dependent upon the weather experienced during the growing and harvesting season.

In fact, in any decade only two or three crops are considered outstanding enough to be considered a great vintage year. For example only the wines of 1982, 1986 and 1988 are considered to be great vintage years in the 1980's and there has not been a great vintage year since 1990.

The demand for the clarets is constant and rising but, because of all these limitations on the supply of vintage Bordeaux clarets, the supply is limited thus the wine should command an excellent price and buyers are usually plentiful.

VINTAGE CLARETS as you will see from the aforementioned list have outperformed all the other investments. You might feel that investing in wine is risky. Records which go back many hundreds of years show that this is not so.

Investment in top class BORDEAUX VINTAGE CLARETS have shown greater returns and less volatility than equities. The very best of these wines have performed even better.

You must know the names of the Premieres Crus such as Chateau Lafite-Rothschild, Chateau Mouton - Rothschild, Chateau Haut-Brion Chateau Margaux, and Chateau Latour.Not only have these wines given hours of joyous drinking pleasure but also substantial returns for those lucky enough to own them.Not only that but there is NO UPPER LIMIT to what you can invest.

ONE MUST REMEMBER THAT THE VALUEOF WINES CAN GO DOWN AS WELL AS UP

HOW DO I KNOW WHICH WINES TO BUY ?

All investments demand knowledge and expertise. We, at Drummond & Co, pride ourselves on our knowledge. However this is not enough and so we have retained ,on behalf of the investors, the services of MAGNUM FINE WINES PLC to prepare discretionary portfolios and manage the investments.

Established in 1985, by professionals with a long history in the wine trade, they also have the expertise of an independent consultant, one of the world’s experts, David Peppercorn, a Master of Wine since 1962. His opinions carry considerable weight and assist MAGNUM to offer wines of the highest quality at most competitive prices.

Only the top 25 of the registered 4000 chateaux in the Bordeaux region meet the criteria demanded by MAGNUM. At regular intervals investors receive a newsletter keeping them abreast of current market conditions and the current holdings in their portfolio.

WHAT PROTECTION IS THERE ?

The investor actually owns the wines, not shares or units of investment. MAGNUM advise clients to keep their wine in a U.K. or a USA Customs Controlled Bonded Warehouse because:

  • (a) It is secure and maintained in the correct conditions to mature
  • (b) The wines are insured at replacement value.
  • (c) The wines are registered in the investor’s own name and personal account number and cannot be removed from the Bond without the owner’s consent.
  • HOW DOES ONE SELL THE WINE ?

    The Wines may be sold at any time either completely or partially. Investors, with £10,000 minimum, may sell off some of their wines each year so availing themselves of a TAX FREE INCOME FACILITY.

    MAGNUM knows the wine market and continuously monitors auctions in the U.K. and abroad to keep abreast of prices and demand. When the investor wishes to sell, MAGNUM will prepare all the paperwork and see to the technicalities. The auctioneers commission is usually less than 10% on the selling price and the investor should receive the proceeds in six weeks. If they prefer it, MAGNUM will offer a price for the wine
    .

    WHAT ARE THE CHARGES?

    For keeping wine in the client’s own name and account number in a U.K. Bond, documentation, storage and insurance it is usually 0.25-0.5% p.a. depending on quantity and value of wine purchased. There is no annual management charge nor is a fee levied by MAGNUM on the sale of wines provided funds remain under management, otherwise a sale fee of 2.5% is levied.

    HOW CAN I PARTICIPATE?

    Simply fill in the Application Form and enclose a cheque made payable to "Magnum Fine Wines Plc" and send them both to the address on the Application Form. A Managed Wine Investment Portfolio will be specially tailored to your investment needs depending on how much is available (minimum £2500/$4000) and the length of time you wish to keep the investment.

    E&OE April2007

    . UK LAW AND TAXATION


    WINE INVESTMENT &
    THE FINANCIAL SERVICES ACT 1986

    There are many people, including ignorant financial advisers, who believe that the UK Financial Services Act is there to cover all investments, and if an item is not covered by the Financial Services Act then investing is risky. This is not true.

    Investments as defined in Part I of Schedule I to the Act include units in a collective investments scheme such as unit trust and derivatives and options. With regards to this precious metals, wines or property are not themselves investments for the purposes of the Act, but derivatives based on them such as units, futures or options are. The protection afforded by the act is to ensure that trustees of units of a whole investment which has been divided into units, derivitives or options actually hold those goods and have divided them properly.

    As the investor in The Bordeaux Managed Wine Investment Plan  purchases and retains the actual wine ( which is held in his/her name) there is no need for the investment to be registeredunder the Financial Services Act. That retention makes their investment safer than units held under the Financial Services Act.

    TAXATION IN THE UNITED KINGDOM

    TAXATION IN THE U.K*

    The natural replacement for Personal Equity Plans in investment portfolios. In the UK there are no taxes on profits made and no upper limit to the investment made in fine table wines.  As well at TAX FREE PROFITS there is a a truly remarkable history of profitability dating back over 240 years - outperforming other investments such as equities, gold, diamonds, art, porcelain, and the retail price index.

    CAPITAL GAINS TAX

    Fine Wines are normally considered to be a ’ wasting asset ’ which is not subject to Capital Gains Tax. However, one should consider the actual legal standing. The following points should be considered:
     

  • A) If the Wines are bought by a Company or a Wine Trader, then the transactions could be construed as a trading income and could be taxed accordingly. (i.e. Subject to Income Tax)

  •  
  • B) The definition of a ‘wasting asset’ as by S,37 CGTA 1979 is ‘an asset with a predictable life not exceeding 50 years and, in relation to tangible movable property, life means useful life, having regard to the purpose for which the tangible assets were acquired.’ Accordingly, if the Wine has a predictable life of less than 50 years (i.e. would be undrinkable after that time ) , then under S.127, any gain resulting from a disposal for whatever amount would be exempt.

  •  
    C) However, some very Fine Wines might be expected to have a ’ predictable useful life exceeding 50 years ’ and in that situation the S.127 exemption would not be available. This is specially relevant to fortified Wines such as Port or Sherry, where a spirit is added for fortification purposes. However, even in such cases, one can use S.128 CGTA 1979 as Wine is also a tangible movable property shall not be a chargeable gain if the amount of value of the consideration does not exceed £3000. (There is a form of marginal relief for disposals over £3000) Accordingly, for sales under £3000, the question of CGT is a non starter.

    INCOME TAX

    As there is no income derived from the holding of Fine Wines, this does not have to be considered by anyone other than a ‘trader’ in Fine Wines

    INHERITANCE TAX

    As described before, Fine Wines are considered as a ‘wasting asset’. Therefore as long as they do not have a ‘predictable useful life’ in excess of 50 years, it is irrelevant that they are ‘appreciating assets’ (over a short period of time).

    Therefore, as long as the owner has retained the proof of the purchase cost, the Wines, for the purposes of Inheritance Tax, are considered at the purchase price and not at any ‘appreciating value’.

    *The contents of this folder are produced on Drummond & Co’s understanding of present tax law and understanding of the practices in the wine trade. However neither they, or Magnum Fine Wines Plc, can take any responsibility for this information.

    Click on below to go to press reports 
    Read what the
    Newspapers say about 
    the Bordeaux Managed 
    Wine Investment Plan.
    *****
    APPLICATION FORM


    24 hour Hotline  Tel: Hotline

    or call 0207 183 4978   Fax : +44(0) 845 862 1954
    email
    WEBSITE:
    www.ukinformedinvestor.co.uk

    We accept these payment types:
      Visa     MasterCard     Checks/Cheques     Money Orders     .

    Please include an e-mail or phone number in case there are questions about your order

    For cheques & money orders copy this form and post to : Drummond & Co., otherwise submit form by email to info@informedinvestor.co.uk 
    Fill in this Application Form Please purchase and manage for me a DISCRETIONARY WINE INVESTMENT PORTFOLIO. 
    I wish to invest  $*amount: / £*amounrt: (minimum$4000/£2500)
    (Cheques and Money Orders made payable to Magnum Fine Wines Plc.and send to :
    Drummond & Co, )
    I realise that if I am not satisfied with the Portfolio within fourteen days of receiving it I may have my investment back in full.
    Length of time to be invested (approx.)..*term: years. 
    I *do: /*do not:  wish to participate in an income facility (minimum $16,000/£10,000 and equivelant in other currencies)
    *Name:
    *Address:
    *City: *State/County:
    Country: *Zip/Post Code: 
    Phone:  Home Work
    *e-mail:
    Payment Type: 
    Cheque Number: 
    Credit Card number:   Expiration:
    Order Comments:
    Would you like to receive an email with details of new vintages etc?
    Yes No


    Distributed byDRUMMOND & CO
     Agents to sell wine investments required. High Commission
    Contact details below lrft
     
    24 hour Hotline  Tel:Hotline
    or call 0207 183 4978

     Fax : +44(0) 845 862 1954

    email
    Sign in or apply for a PrestigeInformed Investor Email Account

    and then you can buy & sell your wines through our community click below
    If you have any questions about the Bordeaux Managed Wine Investment plan or any general questions about wines please email to Vinny who will endeavour to answer your questions.You can also visit our community page and discuss wines with other enthusiasts.
    The personnel behind this plan includes personnel with a long and successful history in the Wine Trade.


    Buy Vinny   Merchandise 
    The Informed Investor has commissioned some very exquisite merchandise for those who identify with being involved or interested in wines. Our Vinny pictures have been admired for years. Identify yourself and your friends as knowledgeable in wines with  cooler bags, sun hats,tile coasters and hooded seatshirts.  These are limited editions. The perfect birthday or Xmas gift.
    Just click on insignia or the Blue Line to go to the purchase site.
    Just click on insignia or the Blue Line to go to the purchase site.
    Click Here to purchase
    Click here to go to :

    INFORMED INVESTOR CONTENTS- CLICK ON TO READ THE ARTICLES .
    Some of the articles are on this page others are at different locations.

    CONTENTS- CLICK ON TO READ THE ARTICLES .
    Go to THE EASY VIEW INDEX OR USE ONE BELOW
    Annuities Bordeaux Managed Wine Investment Plan Buy and sell wines at our community
    Business Health Check up Business Search Capital Gains Tax Mitigation
    Capital Redemption Policies City Watchdog Corporate Future Profits Plan
    Computer Tips Computer Training Croxtons Carpet Scheme(NIC)
    Croxtons Grapevine Scheme(NIC) Day Trading Debt Problems & Bankruptcy
    Downloads Employee Benefit Trusts Film Investment
    Freeware Gizmos Good Deeds
    Heartrendering Income Tax Mitigation Inheritance Tax Mitigation
    The Language of the Wine Label The Brewery Net Page  Offshore Cyberspace for E-Commerce & Day Trading
    Offshore Tax Opportunity OY-VEY Jewish Jokes Patti's Fun page
    Pensions READERS OWN PAGE Retirement
    Search Engines List Telecommunications Cost Reducer Truman Brewery media directory
    Useful Web Sites Webcrawler Wineline- Buy & sell wines on line
    BannerMall.com - Free TargetedAdvertising

    If you have a Tapaz ID you can request more information on the Bordeaux Managed Wine Investment Plan, by entering your ID and pressing Tapaz.





    The Informed Investor
    List of Interesting UK Sites 
    Click on to the exact word
    Arts


    Automotive


    Business UK


    Computers


    Discovery


    Games


    Home


    Kids


    Legal


    News


    People/Chat


    Recreation


    Reference / Education


    Regional


    Shopping UK


    Sports


     Society


    Travel










     ;At £4.99 Go out & Buy Computer Active's Book on Websites-
    It's well worth the money
     A






     Click Me!





    Britain's foremost tax, financial opportunities & debt councelling Newsletter in 35th year




    Visit ukbanners.com
         








    This site isNetword enabled

    Enter a Netword
    Get about the Netword



    This site'sNetword is 
    (*BORDEAUX MANAGED
    WINE INVESTMENT PLAN).Tell your friends.


     

     www.ukinformedinvestor.co.uk
    HIT COUNTER